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5 Actions to Take When Buying a Used Car Online

 5 Actions to Take When Buying a Used Car Online

Picture from Unsplash 


It can be scary to buy a used car from a private seller. After all, you have limited information on the car and its history. But with the right precautions and due diligence, buying a used car online is a risk that more people need to take.


1. Know What to Look For.


You have to have the right mindset to buy a used car online. You can’t expect it to be perfect. There can be dings, bumps, scratches, and stains. These aren’t deal breakers as long as they are minor and not a sign of rust or mechanical issues. Rust is a sign of car frame issues that could require a major fix. If the car smells like a wet dog, or cigarettes, or is musty, that could indicate an odor problem that will be tough to correct. Mechanical issues can be major but can also be small. Small issues, like a squealing belt, could indicate that something is about to break. Major issues, like a recent transmission or engine replacement, indicate that the seller is trying to hide some big problems.


2. Know Your Credit Score.


Your credit score can make or break your chances of financing a car. If your credit score is low, you can expect to pay a premium to get financing. With a low score, you are likely to be denied financing entirely. If you have a bad credit score, you are better off purchasing a car with cash than hoping for an auto loan. A bad credit score can also make it harder to purchase a car online. You will usually have to pay a higher price or bring a larger down payment. You can expect a great interest rate on an auto loan if you have decent credit.


3. Research the Seller.


You can ask the seller to provide you with the title information. Make sure the VIN on the title matches the VIN on the car. This is the easiest way to check if the owner has the title in their name. You can also ask if they have the car’s maintenance records. If the seller does not have the title, you’re better off walking away from the deal. You’re taking too much risk by buying a car without the title in your name. You can do a few things to protect yourself from getting scammed. You can do your research and shop from online car shops. For instance, to buy used cars online in Canada the cars have to be pre-screened in order to even be put on the market first. In addition, some online car buying sites will even let you test drive the car and guarantee money back if it is not up to your needs. 


4. Run a Carfax Report.


It’s also good to check the car’s history using a service like Carfax. Carfax will inform you about the car’s first owner, accidents, and regular maintenance. You can use this information to negotiate the price of the car. If the car has been in an accident, you can use that to negotiate a lower price. Ensure the accident was a minor fender bender that didn’t cause structural damage. You don’t want to buy a car with frame damage. If the car was regularly maintained, that is a good sign that the car was taken care of. However, you should also run a VinCheck report to see if the car has ever been in flood. If it has, you will want to walk away from the deal. Flooded cars often have a lot of hidden damage.


5. Inspect the Car Yourself.


Once you’re confident the car checks out, it’s a good idea to make the seller let you take the car to a mechanic for a pre-purchase inspection. All you have to do is make the seller aware of your intention to have the car inspected. A good seller will have no problem with this. If the seller refuses to let you, you take the car to the mechanic and walk away from the deal. You don’t want to be in a position where you must rely on the seller’s word. You want to see the car with your own eyes.




Buying a used car online can be a great way to save money. However, there are several things you need to do before concluding a deal. You must ensure the car is in good condition and that the seller is legitimate. You should also check the car’s history to ensure it isn’t stolen or still has major issues. Finally, you must inspect the car to ensure it has no major mechanical or frame issues.


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